You don’t have to break the bank or sell off a prized belonging to give a thoughtful gift this season.

So let’s say you come across a small financial windfall during the holidays. What’s the smartest thing to do with it?

Savings accounts are also handy when you’re saving for a specific short-term goal, like property taxes or a big trip. Our Ignite Savings account is a high-yield account that lets you build up your savings with a competitive interest rate. Already

If you have some home equity to spare, putting it to work can be a smart financial move—as long as you spend it wisely.

Practice good credit card habits for the holiday season

Without your current physical and mailing addresses, OCCU cannot send you new credit or debit cards, tax documents, statements or dormant account notifications. Likewise, if your email address or phone number is out of date, we won’t be able to send

It’s not too late to get a head start on holiday savings

If you’re looking to improve your credit score, a balance transfer can help by increasing your available credit — as long as you don’t close your old card or max it out again with new charges.

Maintain a cozy home for you and your family by spending a little time winterizing your home.

When children discover they can make a real difference in the world, they become unstoppable forces of nature.