Getting out of the credit catch-22

Building credit is something that takes a while and is best done with intention. “Getting a first credit card is usually not too difficult, but after that a good credit history is built through responsible borrowing a
Topics:
Managing Debt & Credit

5 benefits of refinancing your mortgage

When interest rates drop or your credit’s improved, there are smart money moves to consider like refinancing your mortgage. Here are five reasons to consider refinancing your home loan.
Topics:
Owning a Home

Private student loans: the good and the bad

One of a parent’s proudest and most exciting milestones occurs when a child receives that cherished acceptance letter to college. But it also can be a stressful occasion, particularly if you learn that available scholarships and financial aid won’t
Topics:
Managing Debt & Credit

Secure by design

How Does Your Home Look to a Thief? With a little investment you can keep your home a safe haven for you and your family.
Topics:
Privacy & Security

Make this school year the best yet for local kids

If you’ve bought supplies for your kids in the last few years, you know it isn’t a cheap endeavor. Sometimes a list of school supplies can come in around $100 or more. For many families that cost is prohibitive. But you can help!
Topics:
Community

Home equity line of credit or refinance?

With so many variables to consider, OCCU encourages you to talk with a Mortgage Loan Officer and let them know what you are hoping to do. OCCU will do its best to find the solution that meets your needs.
Topics:
Owning a Home

Setting short-term savings goals makes good financial sense

When long-term goals feel daunting, consider making short term goals for more success with your savings.
Topics:
Personal
Budgeting & Saving

3 smart reasons to start thinking Christmas in August

There are many ways to save for the holiday season. Here are a few from the OCCU team.
Topics:
Budgeting & Saving

Three must-visit Oregon summer destinations

Looking for an adventure close to home this summer? Check out a few of our favorite off the beat and path places in Oregon.
Topics:
Community

4 security tips for using ATMs

ATMs are a quick and convenient way to withdraw money from your account. Unfortunately, the popularity of ATMs may also attract thieves, so it’s important to observe a few key safety tips when using an ATM.
Topics:
Privacy & Security