scale with a clock and gold coins

Choosing the right savings account

With the right savings account and enough time, you can use compound interest to accelerate your savings potential.
Topics:
Budgeting & Saving
OCCU staff greeting member at Mohawk branch

Mortgage shopping: Bank, broker or credit union?

The bigger a purchase is, the more likely we are to shop around for the best deal—except when it comes to home loans.
Topics:
Credit Unions vs. Banks
Woman drinking coffee from a to go cup

The time value of money: The cost of convenience

By understanding the true cost of convenience, you can make smarter choices about how we spend your time—and your money.
Topics:
Budgeting & Saving
Woman works at a computer with math doodles in the air around her.

Making budgeting tools work for you

Which money management app is best for you? That depends on what type of budgeter you are.
Topics:
Budgeting & Saving

10 unexpected costs when buying a home

Before you close, make sure your budget accounts for both your home and these additional homebuyer costs.
Topics:
Owning a Home
Woman holding a phone with squiggles in the air around it.

Identity theft? Here's what to do

Recovering from identity theft takes time, but with preparation, determination and grit you can eventually clear your name and repair the damage to your credit
Topics:
Privacy & Security
welcome home door mat with kids feet

Time saving tips to beat the mortgage clock

Time is money when you're applying for a home loan. Here's how to use your time wisely and avoid unnecessary delays. Learn more about eight steps that will help you beat the mortgage timeline clock or visit our Home Buying 101 Center to get started
Topics:
Owning a Home
Young woman checking phone after making a purchase

Build credit while staying (mostly) debt free

Despite what the Great Recession may have taught you, credit is a pretty useful tool.
Topics:
Starting Out Financially
Green diamonds with "I'm a force for good" message and handwritten names

What it means to bank with a not-for-profit credit union

In today’s marketplace, it often seems like the world is divided into commodities and the people who consume them. We think businesses can do better.
Topics:
Credit Unions vs. Banks
OCCU volunteer at Greenhill Humane Society

New year, new community: 5 ways to help

It’s hard to think of any activities that add more value to your life—not to mention your community—than volunteering.
Topics:
Community