We all encounter unexpected expenses that strain our budgets, whether it’s a car repair, trip to urgent care or sudden loss of a job. As with most things, a little planning goes a long way. That’s why it’s a good move to have an emergency fund that
It’s one of those chicken-or-the-egg situations: You can’t get credit if you don’t have a credit history and you can’t build a credit history without credit. So how do you get started? Or get “restarted” if your credit has taken a hit? You need to be
By Genevieve Parker, OCCU Board Member and Nominating Committee Chair OCCU is currently accepting applications from members who would like to share their time and talents to help shape the future of our credit union! OCCU has a group of Board Members
You work hard for your money so you want it to go further than paying for internet, sushi takeout and the gym. After all, you’ve got dreams and you’ve got goals. One way to chase your dreams and achieve your goals is by investing your savings in a
When your teens use their own money to buy things they want and need, you start to see a thrill of buying and satisfaction take hold. Once your kids reach their teenage years, they want big-ticket items, like video games, a new phone or a car that
Making smart investments to grow your savings and build financial freedom can feel like a complicated process. Simple strategies like CD laddering can help you easily establish a savings strategy that will help you move toward the future on stronger
Spring break has a way of sneaking up on you. One minute you’re powering through a seemingly endless winter, and the next thing you know, summer’s right around the corner. If you’ve suddenly found yourself scrambling to plan a spring break trip on a
We all have dreams. Buying the perfect home. Starting a business. Taking a fantasy vacation. Retiring in luxury. For a growing number of households, however, going debt-free has become the ultimate financial goal. In a Credit.com survey, one in four
