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Bringing more than you expect | A letter from our President & CEO

At OCCU, we are committed to enriching the lives of our members and our communities; and in 2020, we’re working to bring additional value to both. Recently, we launched Ignite Savings ® , an account that pays higher interest on lower deposits to
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Community
man in car

3 tools to make car buying easy

A new year opens new horizons. As you travel toward your next big goal in life, have you given much thought to how you’ll get there? According to age-old wisdom, life is about the journey, not the destination—so it’s important to enjoy the ride. If
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Basic Finances
Budgeting & Saving
couple

What’s an interest rate?

As a consumer, interest rates are a foundational part of your personal finances. You’re either paying interest on a mortgage or car loan, or collecting it through savings and checking accounts or other investments. Interest is a pretty simple concept
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Basic Finances
woman journaling

5 ways to start a money journal habit for the new year

This time last month, you were getting ready for the new year, full of motivation and positive intentions. Now that the holidays are over, it’s easy to get caught up in the daily hustle and lose track of all those life-changing goals you set for
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Basic Finances
Starting Out Financially
Woman holding a baby works with man on paperwork at a table

Relieve some stress this tax season

Just hearing the words “tax season” can make your pulse race and tie your stomach in knots — but it really isn’t as bad as you think it is. As the W-2s and other forms start rolling in, millions of households will begin calculating their annual
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Budgeting & Saving
Professional working on computer

Giving to others is a win-win

When the holidays work their magic on us, they have a way of making our compassion bubble over, unleashing our inner generosity. Giving gifts to loved ones makes us want to give more, often to those who are less fortunate. Donating to charity this
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Basic Finances
People working together

How to turn your side hustle into a full-time gig

Nine-to-five grind? Over it. Instead of spending your time working for someone else, it might be time to start investing your energy into your creative passion. At least half of young professionals have a side hustle in addition to their daily jobs
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Starting a Business
People holding 2020 balloons

Master your 2020 money resolutions

Another year is about to begin, and you’re ready for it. You’ve got your vision board pinned above your desk and a Pinterest board full of motivational memes to keep you going. If you’re like 40 percent of Americans , chances are your New Year’s
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Budgeting & Saving
Digital Banking
Man using credit card

4 credit card hacks for smart holiday spending

No matter how carefully we budget and save for the holidays, most of us end up swiping a credit card for at least a few purchases. Here’s the good news: You don’t have to feel guilty about it. If you use your card strategically, it can give you a
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Managing Debt & Credit
Pumpkin with thankful tag

To our community, with thanks | A letter from our President & CEO

By choosing OCCU, you did more than just open an account or take out a loan. You became a member and an owner of our not-for-profit financial cooperative. This cooperative structure sets OCCU apart from other financial institutions and allows us to
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Community