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To our community, with thanks | A letter from our President & CEO

By choosing OCCU, you did more than just open an account or take out a loan. You became a member and an owner of our not-for-profit financial cooperative. This cooperative structure sets OCCU apart from other financial institutions and allows us to
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Community
Woman on phone smiling

Keep your holiday spending on track

You’ve got gift lists, guest lists and pre-holiday to-do lists. Menus to plan and outings to prep for. With so many things to buy and details to keep track of, it’s easy to lose sight of your holiday spending. Fortunately, you’ve got a trick up your
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Budgeting & Saving
Digital Banking
Jar of change

How to get the most for the least this holiday season

The holiday season is the time of year when we are our most generous selves. And most of the time, that’s a good thing. According to a Gallup study , each American adult is projected to spend an average of $947 on gifts this holiday season. One-third
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Budgeting & Saving
Person holding paper heart

GivingTuesday brings the spirit of the season to life

If Black Friday, Small Business Saturday and Cyber Monday are all about buy, buy, buy, GivingTuesday is the counterbalance. It urges us to give, give, give. GivingTuesday, which falls on the Tuesday after Thanksgiving, started in 2012 to emphasize
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Community
Young people working on computers

How to keep your private information safe online

To protect your identity online, think twice about what you share and make skepticism your default mode. If you get a request to share personal information, ask yourself if a legitimate business would make such a request. If it doesn’t feel right
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Privacy & Security
Jan 2024 blog phone scams

Phone scams continue to be a big business

Phone scammers can be tricky to spot. Its important to know what to look for.
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Privacy & Security
woman putting money in piggy bank

An emergency fund might just help you sleep better at night

We all encounter unexpected expenses that strain our budgets, whether it’s a car repair, trip to urgent care or sudden loss of a job. As with most things, a little planning goes a long way. That’s why it’s a good move to have an emergency fund that
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Basic Finances
Budgeting & Saving
Starting Out Financially

How to build credit starting from scratch

It’s one of those chicken-or-the-egg situations: You can’t get credit if you don’t have a credit history and you can’t build a credit history without credit. So how do you get started? Or get “restarted” if your credit has taken a hit? You need to be
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Basic Finances
Starting Out Financially
Lending
Man folding arms in office and smiling

We're Looking for OCCU's Most Passionate Members!

By Genevieve Parker, OCCU Board Member and Nominating Committee Chair OCCU is currently accepting applications from members who would like to share their time and talents to help shape the future of our credit union! OCCU has a group of Board Members
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Community
Dad with two kids at beach

Hit your financial goals in no time with a CD

You work hard for your money so you want it to go further than paying for internet, sushi takeout and the gym. After all, you’ve got dreams and you’ve got goals. One way to chase your dreams and achieve your goals is by investing your savings in a
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Budgeting & Saving