4 ways to grow your travel refund for a future trip

Still bummed about having to cancel your summer vacation? You’re not alone. Nearly half of Americans have had their travel plans disrupted by COVID this summer.
Topics:
Budgeting & Saving

APR and APY: How the economy affects interest rates and yields

What will the economy do next? When you take out a loan, the interest rate determines how much extra you’ll end up paying. Changes in interest rates can affect more than just your house payment and credit card balances, it can affect everything from
Topics:
Basic Finances
Starting Out Financially

College funding options: Financial aid vs. student loans

Paying for college is complicated. Today’s students often draw upon multiple sources of funding, from scholarships to loans to federal financial aid.
Topics:
Managing Debt & Credit

Streamline your finances with Bill Pay

We’re living in the age of automation. Vacuums can run themselves, refrigerators can order groceries for us, and soon even our cars won’t need drivers. The more tedious tasks we can automate, the more we free up our time to focus on things that
Topics:
Digital Banking

How can OCCU help me on my financial journey?

Everyone’s path to financial success is different, but we all share some common ground. Wherever you are on your journey, from paying for college to prepping for retirement, you don’t need to walk it alone. Your bank account isn’t just a place to
Topics:
Credit Unions vs. Banks

Transform your yard into an outdoor oasis

Your dreams of sipping frozen drinks at a beach resort or luxuriating on a cruise ship deck might be on hold for now, but there’s no reason you can’t enjoy some quality time lounging outdoors. If you’re looking at another staycation this summer, this
Topics:
Budgeting & Saving
Owning a Home

5 home improvements you can make on a budget

The more you stay home, the more important it is to create an environment that nurtures you. Even small changes can make a big difference in how you feel about your living space. Since social distancing is still keeping many of us at home, it’s worth
Topics:
Budgeting & Saving
Owning a Home

A letter from our President & CEO

At OCCU, we are ready to rise to the challenge and lean into our belief that we exist not only to support our members’ financial needs, but to enrich the lives of those around us. We are tenacious about helping our members to thrive. As we come
Topics:
Community

Have an IRA? There are some changes you should know about

An individual retirement account can play a key role in any well-rounded retirement savings strategy. OCCU offers a variety of IRAs for both businesses and personal.
Topics:
Budgeting & Saving
Retirement Planning

How to start an emergency fund in 4 steps

We all know it’s important to have an emergency fund but living through uncertain times has made it real. A little bit of savings can go a long way toward paying your bills in case the unexpected changes the direction of your financial path. Most
Topics:
Basic Finances
Budgeting & Saving
Starting Out Financially