We all know it’s important to have an emergency fund but living through uncertain times has made it real. A little bit of savings can go a long way toward paying your bills in case the unexpected changes the direction of your financial path. Most
It’s natural to worry when the unexpected happens, whether it’s happening around you — like storms or fires — or to you directly — like job loss or a medical emergency. So it’s important to know what resources are available to you now so you can
You’ve heard the old sayings: Everything is cyclical. Night follows day. What goes up must come down. They’re as true on Wall Street as they are in nature. To understand the stock market, you need to become familiar with its cycles—most notably the
Scammers always find opportunity in a crisis, and the COVID-19 outbreak is no exception. From social media ads touting fake cures to criminals threatening to infect families with the coronavirus, new fraud schemes have emerged to capitalize on the
A new year opens new horizons. As you travel toward your next big goal in life, have you given much thought to how you’ll get there? According to age-old wisdom, life is about the journey, not the destination—so it’s important to enjoy the ride. If
As a consumer, interest rates are a foundational part of your personal finances. You’re either paying interest on a mortgage or car loan, or collecting it through savings and checking accounts or other investments. Interest is a pretty simple concept
Now that the holidays are over, it’s easy to get caught up in the daily hustle and lose track of all those life-changing goals you set for yourself. That’s why most people have a hard time staying true to their goals. One trick to stick to your
Just hearing the words “tax season” can make your pulse race and tie your stomach in knots — but it really isn’t as bad as you think it is. As the W-2s and other forms start rolling in, millions of households will begin calculating their annual
When the holidays work their magic on us, they have a way of making our compassion bubble over, unleashing our inner generosity. Giving gifts to loved ones makes us want to give more, often to those who are less fortunate. Donating to charity this
No matter how carefully we budget and save for the holidays, most of us end up swiping a credit card for at least a few purchases. Here’s the good news: You don’t have to feel guilty about it.