You’ve got gift lists, guest lists and pre-holiday to-do lists. Menus to plan and outings to prep for. With so many things to buy and details to keep track of, it’s easy to lose sight of your holiday spending. Fortunately, you’ve got a trick up your

The holiday season is the time of year when we are our most generous selves. And most of the time, that’s a good thing. According to a Gallup study , each American adult is projected to spend an average of $947 on gifts this holiday season. One-third

If Black Friday, Small Business Saturday and Cyber Monday are all about buy, buy, buy, GivingTuesday is the counterbalance. It urges us to give, give, give. GivingTuesday, which falls on the Tuesday after Thanksgiving, started in 2012 to emphasize

To protect your identity online, think twice about what you share and make skepticism your default mode. If you get a request to share personal information, ask yourself if a legitimate business would make such a request. If it doesn’t feel right

Phone scammers can be tricky to spot. Its important to know what to look for.

We all encounter unexpected expenses that strain our budgets, whether it’s a car repair, trip to urgent care or sudden loss of a job. As with most things, a little planning goes a long way. That’s why it’s a good move to have an emergency fund that

It’s one of those chicken-or-the-egg situations: You can’t get credit if you don’t have a credit history and you can’t build a credit history without credit. So how do you get started? Or get “restarted” if your credit has taken a hit? You need to be

By Genevieve Parker, OCCU Board Member and Nominating Committee Chair OCCU is currently accepting applications from members who would like to share their time and talents to help shape the future of our credit union! OCCU has a group of Board Members

You work hard for your money so you want it to go further than paying for internet, sushi takeout and the gym. After all, you’ve got dreams and you’ve got goals. One way to chase your dreams and achieve your goals is by investing your savings in a

When your teens use their own money to buy things they want and need, you start to see a thrill of buying and satisfaction take hold. Once your kids reach their teenage years, they want big-ticket items, like video games, a new phone or a car that