Wooden block graph with percentages and yellow arrow.

APR and APY: How the economy affects interest rates and yields

What will the economy do next? When you take out a loan, the interest rate determines how much extra you’ll end up paying. Changes in interest rates can affect more than just your house payment and credit card balances, it can affect everything from
Topics:
Basic Finances
Starting Out Financially

College funding options: Financial aid vs. student loans

Paying for college is complicated. Today’s students often draw upon multiple sources of funding, from scholarships to loans to federal financial aid. Since the funding options you choose now can impact your financial future for years to come, it’s
Topics:
Managing Debt & Credit

Streamline your finances with Bill Pay

We’re living in the age of automation. Vacuums can run themselves, refrigerators can order groceries for us, and soon even our cars won’t need drivers. The more tedious tasks we can automate, the more we free up our time to focus on things that
Topics:
Digital Banking

How can OCCU help me on my financial journey?

Everyone’s path to financial success is different, but we all share some common ground. Wherever you are on your journey, from paying for college to prepping for retirement, you don’t need to walk it alone. Your bank account isn’t just a place to
Topics:
Credit Unions vs. Banks

Give where you live: Help us donate 30,000 meals to local food banks

Within our communities, COVID-19 has left record numbers of people experiencing food scarcity. As local food banks continue working to keep families fed, they could use some extra help. During times like these, we’re grateful for our members and how
Topics:
Community

Transform your yard into an outdoor oasis

Your dreams of sipping frozen drinks at a beach resort or luxuriating on a cruise ship deck might be on hold for now, but there’s no reason you can’t enjoy some quality time lounging outdoors. If you’re looking at another staycation this summer, this
Topics:
Budgeting & Saving
Owning a Home

5 home improvements you can make on a budget

The more you stay home, the more important it is to create an environment that nurtures you. Even small changes can make a big difference in how you feel about your living space. Since social distancing is still keeping many of us at home, it’s worth
Topics:
Budgeting & Saving
Owning a Home

Low-cost summer activities with high entertainment value

It’s been a long spring, and you’re ready to get out and have some fun. With social distancing still in effect and budgets looking different, that might take a little extra creativity. If you’re sticking close to home and planning for future
Topics:
Budgeting & Saving
family

A letter from our President & CEO

At OCCU, we are ready to rise to the challenge and lean into our belief that we exist not only to support our members’ financial needs, but to enrich the lives of those around us. We are tenacious about helping our members to thrive. As we come
Topics:
Community
A couple looks over financial paperwork

Have an IRA? There are some changes you should know about

An individual retirement account can play a key role in any well-rounded retirement savings strategy. OCCU offers a variety of IRAs for both businesses and personal.
Topics:
Budgeting & Saving
Retirement Planning