Not enough financial aid? A private student loan can fill the gap

Scholarships. Work study. Federal loans. Scrounging under the couch cushions for change. Paying for college often means scraping together funds from multiple sources. Although 85 percent of undergrads receive financial aid, it only goes so far. When
Topics:
Managing Debt & Credit

Take the heat off your summer budget

It’s been another summer of prolonged heat waves and uncomfortable temperatures. How are you holding up? If you’re like most people, this relentless heat can really sap your energy. It can also sap your budget. Hotter temperatures mean the AC has to
Topics:
Budgeting & Saving

New OCCU employees tear it up at NextStep Recycling

Every two weeks, OCCU new hires spend their last afternoon of New Employee Orientation volunteering at a Eugene/Springfield area nonprofit. It is an important way for new employees to begin to understand and embrace OCCU’s brand pillar of community
Topics:
Community

The benefits of RV GAP

Your RV is your ticket to freedom. It’s the force that sets you loose upon the world, a home base that goes where you go. Until it isn’t. Let’s face it: Part of the magic of the road is that anything can happen, including accidents or theft. If
Topics:
Insurance & Protection

Is a 5/1 adjustable rate mortgage right for you?

Buying a home comes with some big questions. How much can I qualify for? Will the seller accept my offer? What will the home inspection find? Can I lock in my interest rate before it goes up? That last question can have a big impact on your home’s
Topics:
Owning a Home

How an FHA loan can get you in the door (of your new home)

Does buying a home seem like a far-off dream to you? If so, you’re not alone. In Oregon, a shortage of homes for sale has caused prices to climb and fueled intense competition in many areas, dissuading would-be buyers from entering the market. But
Topics:
Owning a Home

Low-cost tips to protect your gadgets when you travel

Most of us can’t even go to the grocery store without our smartphone, let alone take a whole trip. How else would we order an Uber or find the best nearby restaurant? These days, toting hundreds or even thousands of dollars worth of electronics
Topics:
Privacy & Security

Get a jump on your child's college savings fund with a 529 plan

Paying for college is the biggest expense many parents will face outside of retirement. Yet many delay saving for it - often because they’re not sure how much they’ll need. Saving for college is like aiming at a moving target. While the College Board
Topics:
Budgeting & Saving

Accelerate your savings with a CD

There are things you do because you’ll be glad you did later — like brushing your teeth or eating your broccoli. Saving money is one of them. Setting aside a nest egg protects you from financial distress in case something big happens, like a car
Topics:
Budgeting & Saving
Retirement Planning

How a 15-year mortgage can save you money

How much does your new home really cost? It’s a simple question, but the answer isn’t as straightforward as you might think. You can calculate the cost of your home in different ways. Most buyers focus on the sale price, which determines how much
Topics:
Owning a Home