Wooden block graph with percentages and yellow arrow.

APR and APY: How the economy affects interest rates and yields

What will the economy do next? When you take out a loan, the interest rate determines how much extra you’ll end up paying. Changes in interest rates can affect more than just your house payment and credit card balances, it can affect everything from
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Basic Finances
Starting Out Financially

College funding options: Financial aid vs. student loans

Paying for college is complicated. Today’s students often draw upon multiple sources of funding, from scholarships to loans to federal financial aid. Since the funding options you choose now can impact your financial future for years to come, it’s
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Managing Debt & Credit

Here's how we help you save and give back to the community

There’s always something new happening at OCCU. That’s because we’re constantly creating new products and services to give you the best possible member experience. Your financial success is our success. We strive to do everything we can to remove the
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Credit Unions vs. Banks

Streamline your finances with Bill Pay

We’re living in the age of automation. Vacuums can run themselves, refrigerators can order groceries for us, and soon even our cars won’t need drivers. The more tedious tasks we can automate, the more we free up our time to focus on things that
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Digital Banking

How can OCCU help me on my financial journey?

Everyone’s path to financial success is different, but we all share some common ground. Wherever you are on your journey, from paying for college to prepping for retirement, you don’t need to walk it alone. Your bank account isn’t just a place to
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Credit Unions vs. Banks

Give where you live: Help us donate 30,000 meals to local food banks

Within our communities, COVID-19 has left record numbers of people experiencing food scarcity. As local food banks continue working to keep families fed, they could use some extra help. During times like these, we’re grateful for our members and how
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Community

Transform your yard into an outdoor oasis

Your dreams of sipping frozen drinks at a beach resort or luxuriating on a cruise ship deck might be on hold for now, but there’s no reason you can’t enjoy some quality time lounging outdoors. If you’re looking at another staycation this summer, this
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Budgeting & Saving
Owning a Home

5 home improvements you can make on a budget

The more you stay home, the more important it is to create an environment that nurtures you. Even small changes can make a big difference in how you feel about your living space. Since social distancing is still keeping many of us at home , it’s
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Budgeting & Saving
Owning a Home

Low-cost summer activities with high entertainment value

It’s been a long spring, and you’re ready to get out and have some fun. With social distancing still in effect and budgets looking different, that might take a little extra creativity. If you’re sticking close to home and planning for future
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Budgeting & Saving

Together we are stronger

A message from our President & CEO, Ron Neumann: Let me start by saying emphatically that Black Lives Matter. People of Color Lives Matter. Inequality and racism exist. OCCU does not and will not tolerate discrimination, racism or unjust behavior
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