What’s the deal with private mortgage insurance?

If your down payment is less than 20 percent of the value of the home you'll most likely be required to carry private mortgage insurance.
Topics:
Owning a Home

Safety first: best practices

Playing an active role in protecting your sensitive information is vital to keeping your identity safe. Fortunately, the OCCU security team has some best practices for doing just that.
Topics:
Privacy & Security

Thinking of home improvements? Start with a plan!

We’ve all heard the horror stories of remodeling projects that took too long and went over budget. While you should always add a buffer in both your timeline and budget, a plan will help you get the project done without unnecessary stress.
Topics:
Owning a Home

What's a FICO score anyway?

We all have a FICO score, or at least anyone who has ever used credit does. Although you may be familiar with the concept of a credit score, do you really know what goes into coming up with a FICO score?
Topics:
Basic Finances

Simple tips for vacation budgeting

Go, have fun, enjoy yourself! But make smart opening choices so you can do it all again next summer or even something better.
Topics:
Budgeting & Saving

Champions in education - 2016 ACE Awards

Congratulations to this year's ACE Award winners and thank you for the difference you’ve made in our communities and the lives of our students.
Topics:
Community

Thinking about remodeling? Then consider ROI.

For many homeowners, home improvements are inevitable. In 2015, Americans spent more than $320 billion in upgrades and renovations to their homes.
Topics:
Owning a Home

Give your savings a boost with Change Jar

When you keep the change, reaching your savings goal is simple. Whether it was an old milk jug or pickle jar, we’ve all used a change jar as a place to put loose change for a rainy day. Over time, this change can really add up! That’s why we’re
Topics:
Budgeting & Saving

Overdraft protection options

Bounced checks and paying expensive return item fees are a hassle. We’re here to give you peace of mind. Here’s how we can help protect your accounts from overdrafts.
Topics:
Basic Finances
Budgeting & Saving
Managing Debt & Credit
Starting Out Financially

5 ways to make business simpler with online banking

You already know how convenient online banking can be for your personal banking needs. So it's no surprise that online banking can also be a huge help when it comes to your business. With OCCU Internet Banking for your business, you can do everything
Topics:
Digital Banking