Jan 2024 short term savings

Setting short-term savings goals makes good financial sense

When long-term goals feel daunting, consider making short term goals for more success with your savings.
Topics:
Personal
Budgeting & Saving
two boys using Santa hats as beards

3 smart reasons to start thinking Christmas in August

There are many ways to save for the holiday season. Here are a few from the OCCU team.
Topics:
Budgeting & Saving
Child Reading

United Way of Lane County offers kids a place to read.

Athena Intros is mother to four children between the ages of 6 and 11, two of them with special needs. Though her children keep her very busy, she makes time three days a week in the summer for a program dear to her heart. Intros is a volunteer with
Topics:
Community
Young boy in a boat on a lake

Three must-visit Oregon summer destinations

Looking for an adventure close to home this summer? Check out a few of our favorite off the beat and path places in Oregon.
Topics:
Community
Woman gets pick pocketed while using an ATM

4 security tips for using ATMs

ATMs are a quick and convenient way to withdraw money from your account. Unfortunately, the popularity of ATMs may also attract thieves, so it’s important to observe a few key safety tips when using an ATM.
Topics:
Privacy & Security
Young couple with moving boxes

What’s the deal with private mortgage insurance?

If your down payment is less than 20 percent of the value of the home you'll most likely be required to carry private mortgage insurance.
Topics:
Owning a Home
Man looking at ATM

Safety first: best practices

Playing an active role in protecting your sensitive information is vital to keeping your identity safe. Fortunately, the OCCU security team has some best practices for doing just that.
Topics:
Privacy & Security
Woman sanding wood on the garage floor

Thinking of home improvements? Start with a plan!

We’ve all heard the horror stories of remodeling projects that took too long and went over budget. While you should always add a buffer in both your timeline and budget, a plan will help you get the project done without unnecessary stress.
Topics:
Owning a Home
Mother and daughter playing on swings

A cornerstone in the community

Housing program provides more than just a place to live
Topics:
Community
Graph of what's in your FICO score

What's a FICO score anyway?

We all have a FICO score, or at least anyone who has ever used credit does. Although you may be familiar with the concept of a credit score, do you really know what goes into coming up with a FICO score?
Topics:
Basic Finances