African American couple taking selfie

Low-cost tips to protect your gadgets when you travel

Most of us can’t even go to the grocery store without our smartphone, let alone take a whole trip. How else would we order an Uber or find the best nearby restaurant? These days, toting hundreds or even thousands of dollars worth of electronics
Topics:
Privacy & Security
Dad coloring with sons

Get a jump on your child's college savings fund with a 529 plan

Paying for college is the biggest expense many parents will face outside of retirement. Yet many delay saving for it - often because they’re not sure how much they’ll need. Saving for college is like aiming at a moving target. While the College Board
Topics:
Budgeting & Saving
Two kids planting

Accelerate your savings with a CD

There are things you do because you’ll be glad you did later — like brushing your teeth or eating your broccoli. Saving money is one of them. Setting aside a nest egg protects you from financial distress in case something big happens, like a car
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Budgeting & Saving
Retirement Planning
Good to be home doormat

How a 15-year mortgage can save you money

How much does your new home really cost? It’s a simple question, but the answer isn’t as straightforward as you might think. You can calculate the cost of your home in different ways. Most buyers focus on the sale price, which determines how much
Topics:
Owning a Home
Family moving boxes

Still looking for a home? Keep calm and carry on

Shopping for a home is a bit like rafting. Sometimes you’re speeding through exhilarating rapids and sometimes you’re drifting along in slow water. Sometimes you just have to dig in and paddle like you mean it. The average buyer spends more than four
Topics:
Owning a Home
Instant photos of houses

How to check your housing market’s vitals

How do you know when it’s the right time to buy? It’s a question many homebuyers struggle with. You want conditions to be right. You want to get the best deal you can. Taking the pulse of your local housing market can help you decide when to make
Topics:
Owning a Home
Man in kitchen preparing food

Best home improvement projects for spring—and how to pay for them

After being cooped up indoors all winter, you’ve probably got a few ideas to spruce up your home. Now that spring has arrived, it’s time to air out those home improvement ideas and start deciding which ones to tackle during the stretch of good
Topics:
Owning a Home
Woman and girl with cleaning gloves on are cleaning the floor

What to keep, what to toss: Spring clean your financial records

Are old documents taking up too much space in your home? Is your filing system overflowing with outdated papers? Do you have boxes full of yellowing financial records and you’re not sure what to keep? As you clean out your home for spring, consider
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Privacy & Security
Business man in sunglasses using phone

Four ways remote banking sets you free

Remember when phones had cords and you had to walk five miles in the snow, uphill both ways, to deposit your paycheck every month? If not, you’ve probably heard stories about it. So many things are easier now—like banking. With OCCU’s mobile banking
Topics:
Digital Banking
Business woman in her 40s on laptop

How to avoid the latest tax scam

Getting a bigger tax refund than you expected usually warrants a balloon drop. But if the IRS suddenly deposits a large sum of unexpected cash into your account, you might want to hold the confetti. It’s probably a scam. Tax season is a vulnerable
Topics:
Privacy & Security