The 4 Cs of mortgage lending

Your ability to get a mortgage depends on four primary factors: your credit history, financial capacity, available capital, and collateral.
Topics:
Owning a Home

What to expect on closing day

Closing day is the last big hoop you’ll need to jump through on your way to homeownership.
Topics:
Owning a Home

When home bidding wars take an emotional toll

If you’re having trouble finding—and winning—your dream home, you’re not alone. Buying a home is an emotional roller coaster
Topics:
Owning a Home

6 ways to protect your privacy while mobile banking

When you log into mobile banking, you’re opening a channel to some of your most sensitive data. Not to mention all of your money. So it’s important to safeguard your privacy.
Topics:
Privacy & Security

So you want to start a business? Here’s what you’ll need

Pro-tips from someone who’s self-employed: You can make it happen.
Topics:
Starting a Business

Teach good money habits to kids

Want to teach your kids great money habits, but not sure where to start? The spend, save, share plan can do the trick. Find out how this plan can help kids learn healthy saving habits
Topics:
Budgeting & Saving
Starting Out Financially

5 doors good credit can open for you

When you build credit, you’re building a financial reputation that will follow you everywhere you go. Let's talk about a few things great credit can help you do.
Topics:
Starting Out Financially

Protecting your personal information

Privacy and security are one of our top priorities at OCCU. We know how important it is to know your money and credibility are safe. Here are a few ways you can ensure you are taking the right steps to protect your personal information.
Topics:
Privacy & Security

Got an inheritance? Here’s how to make it count

Here are some guidelines to help you make your inheritance count while avoiding any lingering regrets.
Topics:
Retirement Planning

4 financial truths every college student should know

If the task of paying for school seems overwhelming, you’re not alone. Ask anyone who’s filled out a FAFSA form or took on multiple part-time jobs to get through the school year — it's stressful from start to finish. But you’ve got this. Millions of
Topics:
Personal