College bound? Here are 8 tips to manage your money with confidence

The day I got my first financial aid check, I couldn’t believe how much money they were handing me. That was before I realized the funds would have to cover all my expenses for the whole term. If I didn’t want to run out of money before midterms, I’d
Topics:
Basic Finances

Seeking members with a commitment to member service

By Beverly Anderson, OCCU Board Member and Nominating and Development Committee Chair When I moved to Oregon in 1975, I joined U-Lane-O Credit Union. About six months later, my husband left me. I had a two-year-old child, no car, no income and no
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Community
Two kids in the back seat of a car with window rolled down.

Is it time to refinance your auto loan?

A lot can change in five to eight years. Making money moves can keep you rolling along your financial journey. Here are three reasons to find out if it’s time to refinance your auto loan.
Topics:
Budgeting & Saving
Managing Debt & Credit

Ready, set, home: Expert tips from our team on the housing market

You don’t have to be a mortgage expert to get a home loan, but there are some things you should know first. While there’s plenty of information online to assist you in your research — including our handy mortgage calculator — sometimes it helps to
Topics:
Owning a Home

How to create a budget with the 50-30-20 rule

The pandemic brought a lot of unexpected challenges. We’ve all had to be flexible — and so have our budgets. After more than a year of trying to find our financial footing on shifting sands, we’re working towards adjusting to the new normal. Now that
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Budgeting & Saving
Starting Out Financially
A Dad and his children working in the garden with doodles

Invest in you and grow your future

Similar to your physical health, your financial health can improve by taking small steps towards your goals. In other words, you don’t have to have a large sum of money to invest, so long as you are making progress.
Topics:
Retirement Planning
Starting Out Financially

5 ways to help your kids achieve financial success

Good money skills are like basic hygiene: It’s all about developing the right habits. The earlier you start, the more ingrained those habits will become. That’s why it’s so important to start teaching financial literacy from an early age. Money
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Starting Out Financially
street sign

Credit union mortgages: better than a bank loan for millions of Americans

The members-first thinking that is the foundation of credit unions makes your relationship with your credit union dramatically different from what happens when you get a traditional bank mortgage loan.
Topics:
Owning a Home
Credit Unions vs. Banks

Make financing your next ride easy

You’ve been cooped up in the house long enough. There’s a whole world out there waiting to be explored—all you need are the right wheels to carry you. Buying a vehicle can be a stressful experience—but it doesn’t have to be. From loan pre-approval to
Topics:
Basic Finances
Managing Debt & Credit

5 reasons to consider a credit union for your business banking

Your local business is about more than just the goods or services you provide. It’s an investment in our community—and you can maximize your investment by choosing a credit union as your banking partner. A credit union like OCCU is the perfect choice
Topics:
Credit Unions vs. Banks
Business