piggy banks

How a low interest rate environment can help your financial journey

How we live our lives to how we manage our money adjusts year to year. To assist consumers in their financial recovery and help get the economy moving, the Federal Reserve announced in March that it would keep interest rates at rock-bottom levels
Topics:
Basic Finances
Managing Debt & Credit
woman thinking

Deposit accounts guide: Which one is right for me?

Your long-term financial health isn’t just about how much money you make or what you spend it on. No matter where you’re at in life or what your income level is, the key to financial wellness is to match your money goals with the right tools to help
Topics:
Basic Finances
Credit Unions vs. Banks
Motorcycle parked and couple overlooking the view of the ocean.

6 things you need to know about financing a motorcycle, boat or RV

Some of the best medicine is to get out on the open road or water. We can help get you there. Here are some things to think about before you commit to a motorcycle, boat or recreational vehicle.
Topics:
Basic Finances
video gamers

10 steps to refinancing with a 15-year mortgage at OCCU

Want to pay off your home faster? Refinancing with a 15-year mortgage can help you pay off your home sooner while saving thousands of dollars in interest over the life of your loan. Homeowners often overlook the 15-year mortgage because they assume
Topics:
Budgeting & Saving
Owning a Home
Jan 2024 blog saving down payment

How to save for a mortgage down payment

Saving for a downpayment can seem challenging – that’s why we’re here to help. The sooner you get started, the sooner you’ll be ready to pounce on that perfect-for-you home.
Topics:
Budgeting & Saving
Owning a Home
plant

3 ways OCCU is like a money tree plant

When times are tough, we often seek prosperity and good luck in unexpected places. Take the money tree plant. According to legend, a Taiwanese farmer prayed for money and soon found a strange, beautiful plant growing in his field. He made a fortune
Topics:
Credit Unions vs. Banks
People building house

Tenacious nonprofits build strong communities

Please join us as we support the important work of our nonprofit partners.
Topics:
Community
Credit Unions vs. Banks
occuf logo

OCCU Foundation’s impact in 2020

2020 was full of challenges. Even still, we will always remember the extraordinary ways our community showed compassion , generosity and tenacity. At OCCU Foundation (OCCUF) we believe that we are your foundation. We exist and thrive because of our
Topics:
Community
piggy bank

Compound interest 101: How can it help me?

Financial advisors share it as a tool. Retirement accounts depend on it. Einstein called it the 8 th wonder of the world. Compound interest is one of the most powerful tools in your financial toolbox. It’s how people grow their wealth—but you don’t
Topics:
Basic Finances
Budgeting & Saving
Starting Out Financially
tax expert helping

5 reasons to consider opening an IRA

To an extent, we’re always looking ahead. What to have for dinner. What to do over the weekend. Who’s hosting the next holiday. Sometimes, we’re so focused on the near future, it’s easy to ignore what’s further down the road. But taking some time to
Topics:
Budgeting & Saving
Retirement Planning