What is a loan-to-value ratio? A loan-to-value (LTV) ratio is an expression of the amount of your loan as a total percentage of the value of the purchased asset. Check out our handy infographic in this article.
Building credit is something that takes a while and is best done with intention. “Getting a first credit card is usually not too difficult, but after that a good credit history is built through responsible borrowing a
When interest rates drop or your credit’s improved, there are smart money moves to consider like refinancing your mortgage. Here are five reasons to consider refinancing your home loan.
One of a parent’s proudest and most exciting milestones occurs when a child receives that cherished acceptance letter to college. But it also can be a stressful occasion, particularly if you learn that available scholarships and financial aid won’t
If you’ve bought supplies for your kids in the last few years, you know it isn’t a cheap endeavor. Sometimes a list of school supplies can come in around $100 or more. For many families that cost is prohibitive. But you can help!
With so many variables to consider, OCCU encourages you to talk with a Mortgage Loan Officer and let them know what you are hoping to do. OCCU will do its best to find the solution that meets your needs.
