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Debit and credit cards have built-in layers of security designed to protect your money from fraud. With smart technologies such as the Europay, Mastercard and Visa (EMV) chip, which encrypts your information to make transactions more secure, using a

To protect your identity online, think twice about what you share and make skepticism your default mode. If you get a request to share personal information, ask yourself if a legitimate business would make such a request. If it doesn’t feel right

More than half of Americans plan to buy gift cards for someone on their list, making them this year’s most popular holiday gift . And what’s not to love? They’re so versatile you can’t really go wrong, whether you’re buying for a choosy teenager, the

Surviving college is all about developing the right habits. Good study habits help you get good grades. Good spending habits help you stretch your financial aid checks. Good hygiene habits help you get along with your roommate. But what about your