Maybe you’re bringing home a new bundle of joy swaddled in a blanket or covered in fur, feathers or scales. Maybe you’re planning a vacation or saving for a bigger home. Whatever your situation, raising an active family is an adventure. A happy, messy, expensive adventure. 

With a high-interest Ignite Savings account from OCCU, you can earn more for the things that matter to your family. More for toys, more for cuddles, more for your next adventure.  

Here’s how it works: 

  • No minimum balance or deposit necessary. 
  • Earn 5.25% annual percentage yield (APY)4 on the first $500 in the account. 
  • Continue to earn competitive interest rates as your balance grows. 
OPEN NOW TO START EARNING MORE

How much more? Use our savings calculator to find out

Ignite Savings rates

Tiers Interest rate APY range
$0.00 - $500 5.13% 5.25%
$500.01 - $2,500 2.96% 5.25% - 3.45%
$2,500.01 - $5,000 1.00% 3.45% - 2.23%
$5,000.01 - $25,000 0.50% 2.23% - 0.85%
$25,000.01 + 0.15% 0.85% - 0.15%

Ignite Savings calculator

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APY
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First-year earnings
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Breakdown

Amount APY

4Ignite Savings account annual percentage yield (APY) and rate may change. Fees could reduce earnings. 5.25% APY on balances up to $500, 5.25%-3.45% APY on balances $500.01-$2,500, 3.45%-2.23% APY on balances $2,500.01-$5,000, 2.23%-0.85% APY on balances $5,000.01-$25,000, and 0.85%-0.15% APY on balances of more than $25,000.01. First-year earnings are based on a 12-month average. APY effective 10/23/2024 and subject to change.