Young couple with moving boxes

What’s the deal with Private Mortgage Insurance?

If your down payment is less than 20 percent of the value of the home you'll most likely be required to carry private mortgage insurance.
Topics:
Owning a Home
Printed calendar

Take on the savings challenge

Whether you have your sights set on certain a goal, such as buying a house, or want to be ready for what every adventure comes your way, a savings plan is a necessary step to achieving your goals.
Topics:
Budgeting & Saving
Man looking at ATM

Safety first: best practices

Playing an active role in protecting your sensitive information is vital to keeping your identity safe. Fortunately, the OCCU security team has some best practices for doing just that.
Topics:
Privacy & Security
Woman sanding wood on the garage floor

Thinking of home improvements? Start with a plan!

We’ve all heard the horror stories of remodeling projects that took too long and went over budget. While you should always add a buffer in both your timeline and budget, a plan will help you get the project done without unnecessary stress.
Topics:
Owning a Home
Mother and daughter playing on swings

A cornerstone in the community

Housing program provides more than just a place to live
Topics:
Community
Kids reading books at Gift of Literacy

A Different Kind of Investment

OCCU invests in children through Gift of Literacy
Topics:
Community
Graph of what's in your FICO score

What's a FICO score anyway?

We all have a FICO score, or at least anyone who has ever used credit does. Although you may be familiar with the concept of a credit score, do you really know what goes into coming up with a FICO score?
Topics:
Basic Finances
Money and sun on branded background

Simple tips for vacation budgeting

Go, have fun, enjoy yourself! But make smart opening choices so you can do it all again next summer or even something better.
Topics:
Budgeting & Saving
OCCU Member Melissa Hurley

Melissa Hurley, Lucky Duck to Super Saver

“I think my parents started me a savings account when I was 6 years old,” OCCU member Melissa Hurley recalls.
Topics:
Community
2016 A Champion in Education (ACE) Awards Winners

Champions in education - 2016 ACE Awards

Congratulations to this year's ACE Award winners and thank you for the difference you’ve made in our communities and the lives of our students.
Topics:
Community