A wedding. A trip to see an old friend. A quiet morning with a cozy mystery. When you’re doing things you enjoy, every moment is precious.  

With a high-interest Ignite Savings account from OCCU, you can earn more for the things that matter to you. More for reunions. More for your new hobbies. More for what lies ahead.  

Here’s how it works: 

  • No minimum balance or deposit necessary. 
  • Earn 5.25% annual percentage yield (APY)4 on the first $500 in the account. 
  • Continue to earn competitive interest rates as your balance grows. 
OPEN NOW TO START EARNING MORE

How much more? Use our savings calculator to find out

Ignite Savings rates

Tiers Interest rate APY range
$0.00 - $500 5.13% 5.25%
$500.01 - $2,500 2.96% 5.25% - 3.45%
$2,500.01 - $5,000 1.00% 3.45% - 2.23%
$5,000.01 - $25,000 0.50% 2.23% - 0.85%
$25,000.01 + 0.15% 0.85% - 0.15%

Ignite Savings calculator

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APY
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First-year earnings
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Breakdown

Amount APY

4Ignite Savings account annual percentage yield (APY) and rate may change. Fees could reduce earnings. 5.25% APY on balances up to $500, 5.25%-3.45% APY on balances $500.01-$2,500, 3.45%-2.23% APY on balances $2,500.01-$5,000, 2.23%-0.85% APY on balances $5,000.01-$25,000, and 0.85%-0.15% APY on balances of more than $25,000.01. First-year earnings are based on a 12-month average. APY effective 10/23/2024 and subject to change.