What is a loan-to-value ratio? A loan-to-value (LTV) ratio is an expression of the amount of your loan as a total percentage of the value of the purchased asset. Check out our handy infographic in this article.
At OCCU, our vision is to enrich lives. We are people helping people, after all. And, we see that every day as people reach their financial goals and support local businesses. Together, we’re building happier and healthier communities. Together, we
Similar to your physical health, your financial health can improve by taking small steps towards your goals. In other words, you don’t have to have a large sum of money to invest, so long as you are making progress.
Looking for the best return on your savings? Annual percentage yield (APY) will show you how much compound interest you’ll earn over the course of a year. Find out more about what APY is and how it can help your money grow.