By choosing OCCU, you did more than just open an account or take out a loan. You became a member and an owner of our not-for-profit financial cooperative. This cooperative structure sets OCCU apart from other financial institutions and allows us to
No matter how carefully we budget and save for the holidays, most of us end up swiping a credit card for at least a few purchases. Here’s the good news: You don’t have to feel guilty about it. If you use your card strategically, it can give you a
It’s one of those chicken-or-the-egg situations: You can’t get credit if you don’t have a credit history and you can’t build a credit history without credit. So how do you get started? Or get “restarted” if your credit has taken a hit? You need to be
We all encounter unexpected expenses that strain our budgets, whether it’s a car repair, trip to urgent care or sudden loss of a job. As with most things, a little planning goes a long way. That’s why it’s a good move to have an emergency fund that
